Christmas Shopping… Expensive!
| October 2nd, 2007Whew! I just got 90% of my Christmas shopping done, a little something for everyone, even Joe’s coworkers. I was lucky and was able to find just about everything at one place so I am saving on shipping. I even remembered to write down what was for who so I can divvy it up when we get it. Last year I didn’t and couldn’t remember what I got for who! It was a mess! Joseph and I have been talking about applying for a Credit Card to have for emergencies, but we are both pretty hesitant, I don’t know how strict we could be. Another thought would be to apply for those business credit cards under my business name so we could get a slight tax break if I itemize this year. We plan on doing it, I am pretty nervous though, I think we can write off the new computer, printer, and hosting and such but I am not 100% sure. I have seen so many credit card applications this week it isn’t funny. We are not applying for them all, none yet actually, we are collecting all of the terms and conditions of cards we are interested in then we are gonna sit down and compare them. Apex Credit Cards (linked above) is a good one so far, out of about 4 others at this point. Check it out if your looking for a credit card!
Well I have to say that you’re very much ready for the Christmas season.
Having a credit card can be very beneficial in times of emergency. With credit card you can still buy the things that you want even without cash just be careful not to overspend it like most people do.