Archive for 'Money Matters'

Track Spending Habits to Improve Your Finances

January 17, 2008 | Author: Rob | Filed under: Money Matters

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The best way to make a decision is to get as many facts as you can and make a rational non biased analysis of the situation before deciding. Why is it that when it comes to your financial matters which are arguably one of the most important facets of life you just wing it? I say it’s important because let’s face it; we need money to live. We often sacrifice 1/3 of our day 5 days a week to work; for money; to support ourselves.

We’ve all heard of budgeting, cash flow and other buzz words but have you ever tracked your financial habits? I mean really tracked them down to the last bill. When I was in University I had a computer program and I would track every single dollar I spent unless it was change. Change didn’t matter maybe it should of but I didn’t’ bother keeping track of …

Get Your Children in Debt to Keep Them Out of It!

November 27, 2007 | Author: Rob | Filed under: Money Matters

This is an interesting title isn’t it? Have you ever heard of putting your children in debt to make sure later in life they don’t fall into it? I believe that most people get into debt trouble at one point or another in their lives only to learn to live within their means. Why not teach your children that at an early age? Chances are you’ll be a lot more reasonable than Visa, Mastercard, Amex, Dinners Club etc…

You can get into debt as a child, in your teens, in university, afterwards etc… Bottom line is until you’ve bought something and gotten sick of it but still had to continue paying for it you don’t know what being in debt is like. It’s also a ball and chain that enslaves you and keeps you working. How can you even consider quitting your job and following your dreams if you have …

Money Saving Tip – Work the Percentages

November 23, 2007 | Author: Rob | Filed under: Money Matters

Money is often an enigma to many people. You never get enough and it never lasts long enough to be productive. Money doesn’t have to be an enigma! One of the easiest things you can do to start having more with what you already have is looking at the percentage price difference between comparable items instead of just dollars and cents.

When I’m shopping if I need product X I’ll go to the aisle and look at all the competition. You only need to do this once or twice in the beginning and then you’ll instinctively know for next time which product is best for you. Let’s say item X has a price range of $2.69 – $3.49. Often times you will think who cares it’s only an extra $0.50 - $0.80. The reality is that $3.49 is actually ~30% more expensive (2.69 * 1.3 = 3.497).

Would you pay 30% …

Were Debt Free!!!

October 26, 2007 | Author: Eve Lester | Filed under: Money Matters

As of about 7pm we will be completely debt free, minus my student loan!! We paid off the bank today, with a settlement of 480! We are soooo happy to have them paid off!

And at about 7 we are going up to make our last payment to friedmans jewelers and all of our jewelry will be aid off. Now we have an extra 170 a month to put in savings to get on Dave Ramseys Baby step 1- 1000 in savings!! Wooooot!!

Another Christmas wish

October 19, 2007 | Author: Eve Lester | Filed under: Money Matters

A notebook computer!!! I want one of these so bad I can taste it! To be able to get out of the house and work, or even just sit on the couch and work would be so cool! I am hoping we will be able to get me one in the next few months, I would be soooo happy to get one– hint hint hubby!